The Top 10 Banks in Bikaner of 2019 for opening current account with high interest rates are listed here. A bank lets you save money by offering various kinds of accounts. We all know the popular savings accounts but in exception to this the current account is also popular. A current account is mainly for business startups and includes many deals. A current account doesn’t offer any interest or helps you in investment but it helps you to make a huge transactions. Most of the important banks in India offer the facility of opening a current account. Depositing funds and cash withdrawal can be done at anytime anywhere. Current accounts are mostly recommended to open for business purpose.
Current account offers many benefits such as fast business transactions, unlimited deposits and withdrawals, direct payments through cheques and drafts, internet banking, etc. So, if you are opening a current account and are looking out for top bank recommendations offering current account with benefits then here are top 10 banks providing current account with unique benefits, have a read.
Top 10 Banks in Bikaner for opening current account
The best bank for opening current account with high interest rates are listed below:
1. HDFC Bank
In this bank it is advised to open the Smartup account for current account. This account meets all the requirements of a startup business, solutions to payment together with forex and advisory services. Smartup offers many benefits to the account holders such as the transaction limit will be enhanced and no minimum balance is required to maintain for six months, providing of invoicing, collection solutions, delivery and safe transfer of money.
A Relationship Manager will look after your issues regarding banking and will also advise you on matters related to investment. In addition to this, you will receive the support for foreign trade and other benefits including special exchange rates.
2. ICICI Bank Current Account
This bank offers many options for opening a current bank account such as Subhaarambh current account, Smart business account and roaming current account. The istartup from ICICI bank is the most recommended one. The istartup account has the facility of customized services, friendly technology and a smooth flow of network to help business grow. istartup is mostly recommended because it creates a platform where the sellers and buyers meet to sell and purchase products and services.
Also, in addition to this one gets the opportunity to meet the leading Venture Capitalists and the private equity players in the ICICI programs and events. This startup provides fast and secure banking. Payments are customized and collection solution to make business run efficiently.
3. Kotak Bank
Kotak bank recommends you to open Neo current account. This particular account can bring change to your new started business and even let your business run smoothly with its low balance requirement. After opening this account, the account holders receives the benefit of getting a business class gold debit card with a customized purchase limit up to Rs 175000 and also your daily ATM cash withdrawal limit will be up to Rs 50,000.
To open a Neo current account you are required to deposit Rs 10,000 and the account can be opened either jointly or single and you have to maintain the minimum balance which is Rs 10,000. KotakActive money turns the account into term deposits to let you earn amazing reward points on your cash balance.
4. State Bank of India
The SBI has a branch named Incube. This is a specialized branch of SBI made to address all business startup related issues. The branch offers an efficient technology platform for meeting all banking needs and solutions including transactions and investments. Solutions to online and mobile banking are provided instantly in order to save your money and time. Incube helps in liquidity optimization, preservation of capital and return.
The bank has also recently started a new current account for startups in India. No minimum balance is to be maintained as you can open a current account on zero balance. Transaction charges are not levied on Forex, NEFT or RTGS, cash deposits and withdrawal, cheque books and mobile banking.
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5. Axis Bank
Axis bank comes under the list of top banks for opening a current account. Zero balance account facility is available. Axis bank offers many special benefits for the current account holders such as, no minimum account balance is to be maintained, 75 times transactions in month free of charges, a rebate on annual charges if the amount exceeds Rs 50,000, wider network of bank and ATM and a specially arranged reward program for transactions and services.
This bank offers many current accounts, you can check the details of each current account and finally open one.
6. Yes Bank
Yes Bank has many kinds of current accounts such as the Edge Business, Prime Business, Exclusive Business and Yes Head startup account.
In this bank current account benefits are, for one year no maintenance of minimum balance, free payment and collection via cheque, ATM transactions anywhere charges free, mobile banking and net banking charges free, value added services for start ups and foreign direct investment advisory.
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7. Bank of Baroda
This bank provides quality services to the account holders among other PSU banks in India. It is the first Indian international bank having a good number of foreign branches. Having a wider range of foreign branches this bank offers many benefits to the current account holders such as less charges and low fees on different banking charges, no minimum balance required, efficient mobile banking services and smooth net banking portal.
8. Punjab National Bank
This bank has centers across India and currently nationwide providing two types of current accounts, the Typical current account and the Smart banking current account. To open the Smart banking current account one needs to deposit a minimum amount of Rs 5000.
For the basic silver package of this bank you need to maintain an amount up to Rs 100,000 quarterly.
9. Induslnd Bank
One of prominent banks in India. This bank offers a variety of current accounts one of which is the Indus Edge account. This bank lets you customize your current account in accordance with your needs, setting transaction limit per day, benefit of maintaining minimum balance across many accounts and low transaction cost.
10. Bank of India
Lastly, the Bank of India falls under the list of top banks for opening a current account. This bank offers unlimited base branch cash withdrawal facility and non base branch cash withdrawal facility, transferring of funds, less charges on “NEFT” or “RTGS”, special privileges and ancillary services for the account holders.