All of the banks in India offers credit card with unique features and many benefits. These cards also come with amazing rewards and cashbacks. It is really difficult to choose from among these banks to which banks actually offers a greater benefit so here is a list of top ten credit cards offered by renowned banks with each card offering unique features, have a read.
Top 10 Credit cards for beginners in Bikaner
The list of top 10 Credit cards for beginners in Bikaner is mentioned below:
1. Citi Premier Miles Credit Card
If you like to receive various benefits in exchange for spending little money in the credit card then you can apply for this Citi PremierMiles credit card. You can receive benefits like air miles, lounge access, discounts and travel coupons.
Additional benefits for the card holders are, receiving 10,000 bonus points for spending Rs 1000 within 60 days of card issue, more 3000 points on card renewal, complimentary access to airport lounges in India and across India and the accumulated air miles does not really expires.
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2. HSBC Platinum Credit Card
The credit card topping the best credit card list for beginners mainly because of its zero annual fee and renewal fee. At each spend there is a reward ready for you. From your first transaction you’ll receive 2000 reward points, triple reward points on spending on hotels, telecom and dining within a year, 2 reward points each for a purchase of Rs 150, once you spend Rs 50,000 in a month you’ll receive an entertainment voucher worth Rs 5000 and you can avail the fuel surcharge waiver across all the petrol pumps for fuel transaction between Rs 400 to Rs 4000.
3. HDFC Regalia First Credit Card
HDFC offers you with premium benefits which are hard to find in other credit cards at such a minimized price. The card holder gets access to 1000 airport lounges across India with a complimentary priority pass membership, complimentary access to 8 domestic lounges under the Mastercard lounge access program, receiving bonus reward points of 7500 on spending a milestone of Rs 6 Lakh, upto 40% discount at selected restaurants, the card holder can convert the reward points into air miles for both domestic and international, the benefit of low currency markup to 2% on foreign transactions and an accidental death cover of Rs 50 Lakh.
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4. The American Express Membership Rewards Credit Card
Everybody wants to earn reward points at each transaction and this card lets you earn much of reward points. Initially when you get the credit card you will receive a bonus of 4000 as a welcome gift. For every Rs 1000 transaction done per month one earns 1000 bonus points. A bonus of 5000 points can be earned once you pay the annual membership fee for the second year.
Other benefits are earning 1 MR for every Rs 50 spend on expenses like fuel, insurance and advance cash.
5. HSBC Platinum Credit Card
This credit card makes it place under the top 10 list due to its unique features and benefits. The card holder receives 2000 bonus points on making a transaction for the first time, earning 3 times the reward on expenses spend on hotel, telecom and other expenses within the first year, on spending Rs 50,000 in a month earn an entertainment voucher worth Rs 500 and for every Rs 150 spend earn 2 reward points.
6. Standard Chartered Manhattan Credit Card
The Standard Chartered Manhattan Credit Card is for the ones who love to do shopping and dining out. At your first transaction you will receive a BookMyShow coupon worth Rs 2000, earning 5% cashback each time when using your credit card in the supermarket and various unique offers and discounts on categories like shopping, travel and dining.
In addition to this you can avail discounts on different purchases under Good Life Program and receive add on cards for your family members.
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7. ICICI Platinum Chip Credit Card
This platinum credit card offers so much benefits which includes reward points, fuel surcharge waiver and discounts on dining, travel, etc. The card offers the facility of contactless payment by just letting you wave the card infront of NFC enabled POS Terminal. Earning payback points for spending on insurance premium and utility bills and under the ICICI Bank’s Culinary Treats Program enjoy 15% discount on selected restaurants.
Another feature of this card is under the Visa’s Global Assistance Emergency Service you can replace your credit card or can get cash in advance for emergency situations.
8. SimplyCLICK SBI Credit Card
This credit card is especially for the ones who all would love to earn benefits in return of online spends as it lets you earn 10 times the reward points and discounts on your online shopping. It offers you a voucher worth Rs 500 as a welcome gift, 5 times the reward points on all your online spends and 10 times the reward points on online spends in an exclusive partnership with SBI Card, 1% fuel surcharge waiver on all fuel transactions and once you spend Rs 1 Lakh in a year the annual charge gets reversed.
SimplyCLICK card is also contactless payment enabled.
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9. American Express Travel Credit Card
For the ones who love to travel and travelling is their hobby then this American Express Travel credit card is the one for them. The card holder receives travel vouchers, airport lounge visits and exclusive MakeMyTrip offers along with this exclusive travel credit card.
Once you spend Rs 2 Lakh in a year you will receive a travel voucher worth Rs 7,700 and when you reach a milestone of Rs 4 Lakh then you will receive more additional travel vouchers. Complimentary, visit to 11 airport lounges and exclusive offers on MakeMyTrip.
10. IndianOil Citibank Platinum Credit Card
If you are focused and concerned regarding the rise on fuel charges and is planning to save money then this card is the right one for you. There are many benefits on fuel such as getting 7 Liters of fuel every year in the form of fuel surcharge waiver and turbo points, earning 4 Turbo points each on every Rs 150 spend on IndianOil retail outlets across the country.
You can avail the exclusive concierge service under Citibank through which you can get help on call and enjoy upto 15% discounts on selected restaurants.